Payment Processors

Creem Fee Calculator

Everything about MOR fees — what Creem really costs on every sale.

Merchant of Record Since 2022 Remote
★ 4.8 · 4 reviews

What Is Creem, and Who Is It For?

Creem is a creator-focused MoR platform with a compelling no-crypto-fees proposition. However, its 2022 founding date and lack of WordPress integration make it a speculative choice for WordPress store owners compared to more established MoR alternatives.

Best for

Creators selling digital products globally with crypto support.

Used by

Creators Digital artists Musicians Course creators

Highlights

  • Built for creators
  • No-fee on crypto
  • Instant payouts

Creem at a Glance

Pricing model
Merchant of record
Domestic fee
5% + $0.50
International card fee
5% + $0.50
Currency conversion
Included
Monthly cost
Free — no monthly fee
Tax handling
Included (MoR)
Chargebacks
Included

Creem Fee Calculator: What Does a Sale Actually Cost?

This Creem fee calculator shows where a sale ends up — drag the slider or type your own amount to see it in real time. Prices are list rates; large merchants can negotiate.

Creem Fee Calculator: Any Sale, Broken Down

Live scenario

US card · USD payout

You receive

$94.50

$1 Drag or type your amount $1,000+
You keep · 94.5% Creem fee · 5.5%

Fee breakdown

Card processing 5% × $100
−$5.00
Fixed fee per transaction
−$0.50
Total fee
−$5.50
You receive
+$94.50

International card

+0.0%

5% + $0.50

$100 → $94.50

Card issued outside your country, payout in your local currency.

Currency conversion

+0%

+0%

$100 → $94.50

Stacked on international when you charge and pay out in different currencies.

Refund · chargeback

Worst case

−$18.20

$100 lost + $15 fee

Lost dispute: you forfeit the $100, the $3.20 processing fee, and a $15 dispute fee.

The fine print headline rates don't show

  • Sales tax / VAT — included in the MoR rate.
  • Chargebacks — covered by the processor.
  • Refunds — the processing fee is not returned to the merchant.
  • Marketplaces — Stripe Connect adds 0.25% + $2 per active connected account, monthly.
What we like
  • Merchant of record — tax and chargebacks handled
  • No fees on crypto transactions
  • Instant payouts to bank account
  • Creator-focused feature set
  • Simple setup with hosted checkout
Where it falls short
  • Very new platform (2022) — limited track record
  • No WordPress plugin or WooCommerce/EDD integration
  • 5% MoR rate is higher than Polar.sh (4%)
  • Limited developer ecosystem
  • Fewer features than established MoR players

How Does Creem Work with WordPress?

No official WordPress plugin

Creem does not have an official WordPress, WooCommerce, or EDD plugin. Integration requires custom development.