International card
+0.6%3.5% + $0.30
$100 → $96.20
Card issued outside your country, payout in your local currency.
Payment Processors
Square Fee Calculator
Everything about Square fees — what Square really costs on every sale.
Pay-as-you-go gateway WooCommerce Since 2009 San Francisco, CA
★ 4.5 · 6 reviews
What Is Square, and Who Is It For?
Square shines for businesses with both physical and online presence, offering unified inventory and POS. For pure digital product sellers on WordPress, the POS features are irrelevant and the non-MoR model means you're handling your own tax compliance.
Best for
Brick-and-mortar businesses also selling online.
Used by
Retail Restaurants Physical goods Hybrid POS + online
Highlights
- In-person hardware
- Free POS app
- Same-day deposits
Square at a Glance
- Pricing model
- Pay-as-you-go gateway
- Domestic fee
- 2.9% + $0.30
- International card fee
- 3.5% + $0.30
- Currency conversion
- +1%
- Monthly cost
- Free — no monthly fee
- Tax handling
- You handle (or buy add-on)
- Chargebacks
- You handle, $15 dispute fee
Square Fee Calculator: What Does a Sale Actually Cost?
This Square fee calculator shows where a sale ends up — drag the slider or type your own amount to see it in real time. Prices are list rates; large merchants can negotiate.
Square Fee Calculator: Any Sale, Broken Down
Live scenario
US card · USD payoutYou receive
$96.80
$1 Drag or type your amount $1,000+
You keep · 96.8% Square fee · 3.2%
Fee breakdown
- Card processing 2.9% × $100
- −$2.90
- Fixed fee per transaction
- −$0.30
- Total fee
- −$3.20
- You receive
- +$96.80
Currency conversion
+1%+1%
$100 → $95.20
Stacked on international when you charge and pay out in different currencies.
Refund · chargeback
Worst case−$18.20
$100 lost + $15 fee
Lost dispute: you forfeit the $100, the $3.20 processing fee, and a $15 dispute fee.
The fine print headline rates don't show
- Sales tax / VAT — your responsibility, or +0.5% via Stripe Tax.
- Chargebacks — $15 per dispute, original fee not refunded.
- Refunds — the processing fee is not returned to the merchant.
- Marketplaces — Stripe Connect adds 0.25% + $2 per active connected account, monthly.
What we like
- Unified POS and online inventory management
- Free point-of-sale app for in-person selling
- Same-day deposits for eligible accounts
- Square Gift Cards and loyalty tools
- Strong retail and restaurant feature set
- Seamless online/offline sync
Where it falls short
- Tax compliance is entirely the merchant's responsibility
- No EDD integration
- International capabilities limited compared to Stripe
- Chargeback management not included
- Better suited for physical goods than digital products
How Does Square Work with WordPress?
WooCommerce Square (official)
View pluginWooCommerce
✓ Compatible
Easy Digital Downloads
✗ Not compatible
If tax + chargebacks worry you
Consider Paddle as a Merchant-of-Record Alternative
Paddle handles VAT, sales tax, and chargebacks globally — and connects to WooCommerce and Easy Digital Downloads through WP Smart Pay's official integrations.
How Does Square Compare?
Side-by-side breakdowns of Square against every alternative most WordPress merchants weigh.
