Fees, WordPress integration, and where each one wins — side by side for Razorpay and Stripe.
Across 10 criteria, Razorpay 2 Stripe 1
India-focused payment gateway · Pay-as-you-go processor
India-focused payment gateway
Razorpay is the dominant player for Indian businesses, especially those targeting domestic consumers via UPI. For WordPress stores selling globally, the international fee structure and lack of MoR services make it a niche choice best suited to India-focused operations.
Best for
Indian businesses accepting domestic and international payments.
Pay-as-you-go processor
Stripe is the de facto standard for developer-friendly payments. Its API-first approach and extensive feature set make it the top choice for startups and scaling businesses. However, merchants handle their own tax compliance and chargeback disputes — significant overhead for digital product sellers.
Best for
Engineering teams who want maximum flexibility.
Highlighted cells mark the side that's more favorable for a merchant on each row.
Razorpay 
Stripe There's no universal answer — the right call depends on your model, technical capacity, and growth plan. Here's a quick decision framework.
Choose if…
Choose if…
Side-by-side breakdowns of Razorpay, Stripe, and the alternatives WordPress merchants weigh.
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