International card
+1.0%3% + $0.30
$100 → $96.70
Card issued outside your country, payout in your local currency.
Payment Processors
Razorpay Fee Calculator
Everything about Razorpay fees — what Razorpay really costs on every sale.
Pay-as-you-go gateway WooCommerce Since 2014 Bangalore, India
★ 4.8 · 12 reviews
What Is Razorpay, and Who Is It For?
Razorpay is the dominant player for Indian businesses, especially those targeting domestic consumers via UPI. For WordPress stores selling globally, the international fee structure and lack of MoR services make it a niche choice best suited to India-focused operations.
Best for
Indian businesses accepting domestic and international payments.
Used by
Indian e-commerce D2C brands SaaS in India Marketplaces
Highlights
- UPI, Netbanking, Wallets
- India market focus
- Instant settlements
Razorpay at a Glance
- Pricing model
- Pay-as-you-go gateway
- Domestic fee
- 2% + $0.30
- International card fee
- 3% + $0.30
- Currency conversion
- +2%
- Monthly cost
- Free — no monthly fee
- Tax handling
- You handle (or buy add-on)
- Chargebacks
- You handle, $15 dispute fee
Razorpay Fee Calculator: What Does a Sale Actually Cost?
This Razorpay fee calculator shows where a sale ends up — drag the slider or type your own amount to see it in real time. Prices are list rates; large merchants can negotiate.
Razorpay Fee Calculator: Any Sale, Broken Down
Live scenario
US card · USD payoutYou receive
$97.70
$1 Drag or type your amount $1,000+
You keep · 97.7% Razorpay fee · 2.3%
Fee breakdown
- Card processing 2% × $100
- −$2.00
- Fixed fee per transaction
- −$0.30
- Total fee
- −$2.30
- You receive
- +$97.70
Currency conversion
+2%+2%
$100 → $94.70
Stacked on international when you charge and pay out in different currencies.
Refund · chargeback
Worst case−$18.20
$100 lost + $15 fee
Lost dispute: you forfeit the $100, the $3.20 processing fee, and a $15 dispute fee.
The fine print headline rates don't show
- Sales tax / VAT — your responsibility, or +0.5% via Stripe Tax.
- Chargebacks — $15 per dispute, original fee not refunded.
- Refunds — the processing fee is not returned to the merchant.
- Marketplaces — Stripe Connect adds 0.25% + $2 per active connected account, monthly.
What we like
- Best-in-class for Indian payment methods (UPI, Netbanking, Wallets)
- Low domestic fee (2%) for Indian transactions
- Instant settlements available
- Strong Indian market support and local knowledge
- Subscription billing support
- Works well for INR-denominated transactions
Where it falls short
- International fees (3% + 2% conversion) are high for non-INR currencies
- Tax handling is merchant responsibility
- Limited relevance outside India
- No EDD integration
- Chargeback support is limited
How Does Razorpay Work with WordPress?
Razorpay for WooCommerce (official)
View pluginWooCommerce
✓ Compatible
Easy Digital Downloads
✗ Not compatible
If tax + chargebacks worry you
Consider Paddle as a Merchant-of-Record Alternative
Paddle handles VAT, sales tax, and chargebacks globally — and connects to WooCommerce and Easy Digital Downloads through WP Smart Pay's official integrations.
How Does Razorpay Compare?
Side-by-side breakdowns of Razorpay against every alternative most WordPress merchants weigh.
